Skip to content
Hello,
I'm Michael Foster
Mortgage Broker

NMLS #: 2671777

Apply Online
Michael Foster Headshot
Hello, welcome to my page.

Michael Foster has called Alaska home since 2007, though his family’s connection to the state began in the late 1980s. Embracing the unique Alaskan lifestyle, he is passionate about helping others find their place in this remarkable state. Guided by his motto, “Inspire, don’t expire,” Michael is dedicated to empowering others and approaching every opportunity with purpose.

Before becoming a mortgage lender with First Rate Financial, Michael honed his skills in restaurant and operations management, developing a strong foundation in customer service. Now, he uses that expertise to guide clients through the homebuying process, whether they’re purchasing their first home, upgrading, or relocating to Alaska. Outside of work, Michael enjoys quality time with his wife and two children, traveling (especially to Arizona and Hawaii), and staying active with golf and pickleball, where his competitive spirit shines.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Back To Top