Some helpful dos & don’ts for
successful loan or refinancing.
DOs
- DO return our calls & emails – We will do most of the heavy lifting required to get your loan closed but will most definitely need your help.
- DO send us legible documents.
- DO continue making your mortgage/rent payments on time.
- DO stay current on all existing accounts, even if you are paying them off.
- DO continue to work for the same employer.
- DO continue to use the same insurance company.
- DO continue living in your current residence.
- DO continue to use your credit cards as normal.
- DO call us if you have any questions.
Don’t
- DON’T make any major purchases (car, boat, furniture, jewelry, etc.).
- DON’T apply for new credit, even if you are pre-approved.
- DON’T open a new credit card.
- DON’T transfer any balances between accounts.
- DON’T pay off any collections or accounts.
- DON’Tclose any credit card accounts.
- DON’Tchange bank accounts or banks.
- DON’Tmax out or overcharge your credit cards.
- DON’Tconsolidate your debt onto fewer credit accounts.
- DON’T take out a new loan.
- DON’T start any home improvement projects.
- DON’T finance any elective medical procedures.
- DON’T co-sign a loan for anyone else.
- DON’T deposit cash into your bank accounts.
