skip to Main Content
Tips and Tricks for a Smooth Transaction

Some helpful dos & don’ts for
successful loan or refinancing.


  • DO return our calls & emails – We will do most of the heavy lifting required to get your loan closed but will most definitely need your help.
  • DO send us legible documents.
  • DO continue making your mortgage/rent payments on time.
  • DO stay current on all existing accounts, even if you are paying them off.
  • DO continue to work for the same employer.
  • DO continue to use the same insurance company.
  • DO continue living in your current residence.
  • DO continue to use your credit cards as normal.
  • DO call us if you have any questions.


  • DON’T make any major purchases (car, boat, furniture, jewelry, etc.).
  • DON’T apply for new credit, even if you are pre-approved.
  • DON’T open a new credit card.
  • DON’T transfer any balances between accounts.
  • DON’T pay off any collections or accounts.
  • DON’Tclose any credit card accounts.
  • DON’Tchange bank accounts or banks.
  • DON’Tmax out or overcharge your credit cards.
  • DON’Tconsolidate your debt onto fewer credit accounts.
  • DON’T take out a new loan.
  • DON’T start any home improvement projects.
  • DON’T finance any elective medical procedures.
  • DON’T co-sign a loan for anyone else.
  • DON’T deposit cash into your bank accounts.
Back To Top